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. Last Updated: 07/27/2016

Is it safe to leave my receipt near the ATM?

According to Alexander Koloshenko, head of consumer banking with Raiffeisenbank, the practice of printing a customer's entire card number and validity period on slips from ATMs and point-of-sale terminals existed until recently. For example, when you paid for fuel at a gas station, both the card number and the validity date of your card were available to a third party -- the gas station staff. In the case of fraud, the bank was rarely able to trace the sales attendant because of the high staff turnover at stores and gas stations.

Today, however, new international payment systems rules state that terminal receipts should never show a card's number in full, said Arkady Komyaginsky, director of Guta Bank's payment systems department. This is equally true for receipts from point-of-sale terminals and ATMs. But clients are advised to keep their POS receipts as proof of the purchase for at least several months after the cash withdrawal or date of purchase, Komyaginsky added. Since POS receipts display a cardholder's signature, they shouldn't be carelessly tossed away where swindlers could get access to it. It is safe to discard ATM receipts, he said.

However, Alfa Bank was more cautious: Even if your ATM receipt does not show a card number in full, it doesn't mean that it is impossible for a fraudster to obtain the rest of the card number, a spokesperson said.

-- Anna Smolchenko

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